Banana Cream Cheese Muffins – Moist, Sweet, and Perfectly Swirled

These Banana Cream Cheese Muffins are the ultimate blend of comfort and indulgence. Imagine soft, moist banana muffins swirled with a creamy, slightly tangy cream cheese filling that melts right into every bite. They’re perfect for breakfast, brunch, or an afternoon pick-me-up—delivering bakery-level flavor straight from your own kitchen.

Each muffin combines the familiar sweetness of ripe bananas with the smooth richness of cream cheese, creating a perfectly balanced treat that feels both wholesome and a little bit special.

Why You’ll Love This Recipe

Soft & Moist: Ripe bananas keep every bite tender and flavorful.
Creamy Surprise: A swirl of cream cheese adds a luscious twist.
Perfect Anytime Treat: Great for breakfast, snacks, or dessert.
Easy to Make: Simple ingredients and quick prep time.

Ingredients

For the Muffins:

• 1 ½ cups mashed ripe bananas (about 3 medium)
• ⅓ cup melted light butter or coconut oil
• ½ cup brown sugar
• 1 large egg
• 1 tsp vanilla extract
• 1 ½ cups all-purpose flour
• 1 tsp baking soda
• ½ tsp baking powder
• ½ tsp salt
• ½ tsp cinnamon (optional for warmth)

For the Cream Cheese Filling:

• 4 oz light cream cheese, softened
• 2 tbsp granulated sugar
• ½ tsp vanilla extract

Instructions

1. Preheat Oven & Prepare Pan
Preheat oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners or lightly grease with cooking spray.

2. Make the Muffin Batter
In a large bowl, whisk together mashed bananas, melted butter, brown sugar, egg, and vanilla.
In a separate bowl, whisk flour, baking soda, baking powder, salt, and cinnamon.
Combine wet and dry ingredients until just mixed—don’t overmix.

3. Prepare the Cream Cheese Filling
In a small bowl, beat cream cheese, sugar, and vanilla until smooth and creamy.

4. Fill the Muffin Cups
Spoon a tablespoon of muffin batter into each cup, add a small spoonful of the cream cheese mixture, and top with more batter until ¾ full.
Use a toothpick to gently swirl the cream cheese layer through the batter for a marbled look.

5. Bake
Bake for 20–22 minutes, or until a toothpick inserted into the muffin (not the cream cheese center) comes out clean.

6. Cool & Serve
Let cool for 5–10 minutes before serving. Enjoy warm or at room temperature.

Nutritional Information

Calories: 160
Carbohydrates: 22g
Fat: 6g
Protein: 3g
Fiber: 1g

Tips for Success

• Use Ripe Bananas: The riper, the better—brown spots mean extra sweetness.
• Don’t Overmix: Keeps the muffins soft and fluffy.
• Room Temperature Cream Cheese: Blends smoothly and creates a creamy filling.
• Add Texture: Mix in chopped walnuts or mini chocolate chips for extra flavor.

Why This Recipe Works

The combination of moist banana batter and rich cream cheese filling delivers the perfect texture contrast—sweet, soft, and creamy. Simple ingredients come together effortlessly for a bakery-style muffin that feels indulgent but stays balanced.

Banana Cream Cheese Muffins are a delightful twist on a classic favorite—soft, moist, and swirled with creamy goodness. Whether you enjoy them fresh from the oven or pack them for a mid-morning snack, these muffins bring warmth, comfort, and just the right touch of sweetness to your day.