Moist banana cupcakes infused with rich caramel flavor and topped with a silky, slightly tangy caramel cream cheese frosting—this recipe brings all the indulgence with lightened-up ingredients. These cupcakes are perfect for celebrations, afternoon treats, or just satisfying a sweet craving the smart way.
Why You’ll Love This Recipe
Rich Banana-Caramel Flavor: A comforting, bakery-worthy combo.
Lighter Yet Moist: Smart swaps keep the cupcakes soft without extra calories.
Decadent Frosting: Sweet and creamy topping made lighter with reduced-fat cream cheese.
Party-Perfect: Great for birthdays, gatherings, or freeze-and-eat desserts.
Ingredients
For the Banana Caramel Cupcakes
- 2 medium ripe bananas, mashed
- 1/3 cup unsweetened applesauce
- 1/3 cup light brown sugar or sugar substitute
- 2 tablespoons light butter or coconut oil, melted
- 1/4 cup low-fat plain Greek yogurt
- 1 teaspoon vanilla extract
- 2 large egg whites
- 3/4 cup whole wheat pastry flour
- 1/2 teaspoon baking soda
- 1/2 teaspoon baking powder
- 1/4 teaspoon salt
- 2 tablespoons sugar-free caramel sauce
For the Caramel Cream Cheese Frosting
- 4 oz reduced-fat cream cheese, softened
- 2 tablespoons light butter, softened
- 2 tablespoons sugar-free caramel sauce
- 1/2 teaspoon vanilla extract
- 1/2 cup powdered erythritol or preferred powdered sweetener
Instructions
Preheat and Prepare
- Preheat oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners.
Mix Wet Ingredients
- In a large bowl, whisk mashed bananas, applesauce, brown sugar, melted butter, yogurt, and vanilla until smooth.
- Add egg whites and mix well.
Combine Dry Ingredients
- In a separate bowl, mix flour, baking soda, baking powder, and salt.
- Add dry mixture to wet ingredients and stir until just combined.
- Gently fold in caramel sauce for a marbled effect.
Bake
- Divide the batter evenly among muffin cups.
- Bake 18–20 minutes or until a toothpick inserted in the center comes out clean.
- Cool completely before frosting.
Make the Frosting
- Beat cream cheese and butter until smooth.
- Add caramel sauce and vanilla.
- Gradually beat in powdered sweetener until light and fluffy.
Frost and Serve
- Spread or pipe frosting onto cooled cupcakes.
- Drizzle with extra caramel (optional).

Nutritional Information (Per Cupcake, Approximate)
Calories: 160
Carbs: 22g
Protein: 4g
Fat: 6g
Fiber: 2g
Sugar: 8g
Tips for Success
- Use Ripe Bananas: The riper, the sweeter—no need for extra sugar.
- Let Cupcakes Cool Completely: Prevent the frosting from melting.
- Chill the Frosting Slightly: Makes it easier to pipe or spread cleanly.
- Store Properly: Refrigerate in an airtight container for up to 3 days.
Why This Recipe Works
- Light but Luxurious: Every element is balanced for taste and smart nutrition.
- No Sacrifice in Texture: Soft, fluffy cupcakes with creamy frosting.
- Crowd Favorite: These disappear fast at any event.
- Naturally Sweetened: Bananas and applesauce reduce the need for added sugar.
Banana Caramel Cupcakes with Caramel Cream Cheese Frosting offer all the flavor and indulgence of a bakery treat—without the heaviness. They’re the perfect way to enjoy a luscious dessert in a better-for-you form. Bake them once, and they’re sure to be a go-to favorite.
Easy Banana Caramel Cupcakes with Rich Caramel Cream Cheese Frosting
12
servings20
minutes18
minutes160
kcal40
minutesMoist banana cupcakes infused with rich caramel flavor and topped with a silky, slightly tangy caramel cream cheese frosting—this recipe brings all the indulgence with lightened-up ingredients. These cupcakes are perfect for celebrations, afternoon treats, or just satisfying a sweet craving the smart way.
Ingredients
For the Banana Caramel Cupcakes
2 medium ripe bananas, mashed
1/3 cup unsweetened applesauce
1/3 cup light brown sugar or sugar substitute
2 tablespoons light butter or coconut oil, melted
1/4 cup low-fat plain Greek yogurt
1 teaspoon vanilla extract
2 large egg whites
3/4 cup whole wheat pastry flour
1/2 teaspoon baking soda
1/2 teaspoon baking powder
1/4 teaspoon salt
2 tablespoons sugar-free caramel sauce
For the Caramel Cream Cheese Frosting
4 oz reduced-fat cream cheese, softened
2 tablespoons light butter, softened
2 tablespoons sugar-free caramel sauce
1/2 teaspoon vanilla extract
1/2 cup powdered erythritol or preferred powdered sweetener
Instructions
- Preheat and Prepare
Preheat oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners. - Mix Wet Ingredients
In a large bowl, whisk mashed bananas, applesauce, brown sugar, melted butter, yogurt, and vanilla until smooth.
Add egg whites and mix well. - Combine Dry Ingredients
In a separate bowl, mix flour, baking soda, baking powder, and salt.
Add dry mixture to wet ingredients and stir until just combined.
Gently fold in caramel sauce for a marbled effect. - Bake
Divide the batter evenly among muffin cups.
Bake 18–20 minutes or until a toothpick inserted in the center comes out clean.
Cool completely before frosting. - Make the Frosting
Beat cream cheese and butter until smooth.
Add caramel sauce and vanilla.
Gradually beat in powdered sweetener until light and fluffy. - Frost and Serve
Spread or pipe frosting onto cooled cupcakes.
Drizzle with extra caramel (optional).
Notes
- Use Ripe Bananas: The riper, the sweeter—no need for extra sugar.
Let Cupcakes Cool Completely: Prevent the frosting from melting.
Chill the Frosting Slightly: Makes it easier to pipe or spread cleanly.
Store Properly: Refrigerate in an airtight container for up to 3 days.